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Car Accidents & Insurance Companies

Robert Louis Armstrong Personal Injury Attorney  Oct. 30, 2023

A serious car accident instantly changes the lives of all those involved. Whether you were the driver, a passenger, a pedestrian, or an automobile owner, you deserve the advice of an attorney who not only knows the system, but also knows how to guide you through the process from beginning to end.

People often don’t realize that after being involved in an accident that causes a personal injury, they will definitely need an injury lawyer. Remember that having a lawyer by your side doesn’t mean you are filing a lawsuit. This only means that you are protecting your rights, which you should always do, especially if the insurance company refuses to pay for all of your damages. Never sign anything before talking to a car accident professional so you can get the fair compensation you deserve, not a quick settlement the insurance company thinks you are owed.

Common Car Accident Causes & Injuries

  • Dangerous Road Condition Accidents

  • Underinsured Motorist Claims

  • Spinal Cord Injury Claims

  • Distracted Driving Accidents

  • Head-On Collisions

  • Brain Injury Claims

  • Hit-and-Run Accidents

  • Rear-End Collisions

  • Uninsured Motorist Accidents

  • Whiplash Injuries

From the first time we meet, we begin preparing your case with the expectation that it will go to trial. By preparing every client’s case as if it were to go to trial it ensures that we are always ready, ready to win! -Robert Armstrong

Dealing with Insurance Companies After a Car Wreck

Insurance companies look out for their interests, not yours. That’s why it’s important to have an experienced attorney on your side who knows how to deal with insurance companies, what questions to ask, what tricks they use, and ways to stay ahead of the curve. The insurance company will evaluate your claim by reviewing:

  • Recorded statements by the police, drivers, and any witnesses

  • Hospital records

  • Photographs taken of the accident scene and injuries sustained

It is the insurance company’s responsibility to try to limit the recovery of the damages caused by the accident and will seek to obtain the lowest settlement possible, despite the cause for a larger settlement. Accordingly, insurance companies have established very specific and elaborate procedures for handling auto accident claims, especially in the early stages of the claim.

The insurance company is usually able to accomplish all of these items within the first week after the auto collision and many of them within the first 24-48 hours after the accident. Although the approach or tactics of insurance companies vary, many will try to reach a quick settlement with an injured person. Their purpose is to avoid responsibility for future medical expenses, lost wages, and other damages that are likely to develop. This is a trap that an injured person needs to avoid.

When a person is injured in a car accident, it often takes months to completely assess the person’s injuries. At that point, the person may need surgery or other extensive treatment. The injuries may leave the person permanently disabled even after corrective surgery. Therefore, the true value of a claim can only be assessed after a firm prognosis has been established by a physician.

Diligent North Carolina Car Accident Attorney

My firm, located in Wilmington, North Carolina, handles cases on a contingency fee basis and offers all clients a free initial consultation.

From the first time we meet, we begin preparing your case with the expectation that it will go to trial. Preparing every client’s case as if it were to go to trial ensures that we are always ready.

To speak with a reputable car accident injury attorney in North Carolina, call or message me today.